Construction & Contracting

Reliable financial management for Construction & Contracting businesses. Otterz helps contractors, builders, and construction companies maintain accurate job-costing, real-time cash-flow visibility, clean bookkeeping, and full tax compliance — so every project stays profitable and on schedule.

Job Costing & Profit
Tracking

  • Detailed cost allocation: Track labor, materials, subcontractors, equipment, and overhead by job.
  • Real-time profitability insights: Know which projects make or lose money.
  • Cost variance analysis: Identify budget overruns early to prevent profit leaks.

Project-Based Accounting & WIP Management

  • Work-in-Progress (WIP) reporting: Accurate revenue recognition and project health tracking.
  • Progress billing support: AIA billing, percentage-of-completion, and milestone-based billing.
  • Phase-by-phase financial visibility: Clear breakdowns for each construction stage.

Contractor 1099 Automation & Compliance

  • Automated vendor tracking: Subcontractor payments categorized and monitored.
  • 1099-NEC generation & filing: Fully managed filing for contractors and subs.
  • Compliance checks: Ensure tax and documentation requirements are always met.

Cash Flow Management for Construction Cycles

  • Forecasting & planning: Manage long billing cycles and irregular payment patterns.

  • Retainage tracking: Automated handling of held-back payments.

  • Vendor & payroll scheduling: Ensure cash flow stability across ongoing projects.

Equipment, Material & Inventory Tracking

  • Asset and tool tracking: Monitor usage, depreciation, and maintenance schedules.
  • Material cost control: Prevent waste and over-purchasing on job sites.
  • Inventory reconciliation: Sync warehouses, job sites, and vendor purchases.

Financial Reports Tailored for Contractors

  • Project profitability dashboards: Clear visibility across all active jobs.
  • Bonding & lending-ready reports: Statements designed for banks and surety companies.
  • Audit-ready books: Clean, accurate records for taxes, audits, and state requirements.
Our Platform

Why Construction & Contracting Choose Otterz?

Real-Time Job Costing & Project Tracking

Otterz gives contractors full visibility into labor, materials, equipment, and subcontractor expenses — helping you stay on budget and prevent cost overruns before they happen.

Automated Management of Subcontractor Payments

Nyra organizes vendor bills, subcontractor invoices, retainage, and progress payments with precision, ensuring timely payouts and smooth project flow.

AI-Powered Construction Financial Dashboard

Monitor project profitability, WIP reports, cash flow forecasts, equipment ROI, and outstanding receivables — all in one dashboard designed for construction operations.

Streamlined Compliance & Documentation Control

From COIs to lien waivers, permits, and contract documents, Otterz keeps everything compliant and audit-ready — reducing risks in high-regulation construction environments.

Accurate Payroll for Crew-Based & Union Teams

Whether you manage field crews, hourly workers, or union labor, Otterz ensures accurate time tracking, certified payroll support, and compliance with prevailing wage laws.

24/7 Support for Fast-Moving Project Schedules

Construction runs on tight deadlines — and Otterz keeps pace. Nyra is available 24/7 to provide instant answers, flag cost issues, and support your financial decisions anytime.

See what Otterz can do for you

Up to 22%

Savings by Preventing Job Cost Overruns

70%

Faster Subcontractor Invoice Management

3X

Faster WIP & Project Profitability Reporting

Success Story

How Otterz Transformed BuildRight Contracting’s Finances

A mid-sized construction & contracting company struggling with job costing, delayed invoicing, and cash flow gaps turned their finances around — improving profit visibility by 60% and reducing accounting time by 70%. Discover how Otterz helped BuildRight Contracting automate project tracking, streamline payments, and gain full financial control.

Our Process

The Otterz
Onboarding Process

01

Your journey starts with a short consultation
where we:

  • Understand your business model, challenges, and financial workflows
  • Review your current bookkeeping, taxes, or systems setup
  • Identify key goals — accuracy, compliance, cash flow, growth, automation
  • Recommend the best Otterz plan tailored to your industry
02

Next, we prepare a precise and transparent plan outlining:

  • What services you’ll receive (bookkeeping, tax, CFO, controller, etc.)
  • The full scope of work and deliverables
  • Your dedicated accountant + support team
  • Timeline for onboarding and go-live
  • Clear, fixed pricing with no surprises

Once you approve, your account is activated immediately, and onboarding begins.

03

This is where we get everything ready for a smooth start:

  • Setting up your secure Otterz account
  • Requesting all required documents (financials, statements, prior returns, payroll reports, etc.)
  • Getting access to your bank, credit card, POS, payroll, and other financial software
  • Ensuring all integrations sync correctly with our platform
  • Verifying data accuracy before moving forward

You provide the access — we handle the rest.

04

We walk you through your new Otterz setup, introduce your dedicated accountant, and get your reports, dashboards, and AI assistant Nyra running.

From here:

  • Your books run in real time
  • Your taxes stay compliant
  • You get ongoing insights for smarter decisions

You’re officially powered by Otterz.

Industry expertise

Simplified bookkeeping & tax services for contractors and construction businesses

Otterz brings unparalleled expertise in bookkeeping and accounting services, specifically tailored for construction companies. We deliver fast, accurate, and affordable solutions to keep your financials in order, allowing you to focus on what matters most—growing your business.

Seamless Integration Through our Platform

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FAQs for Construction & Contracting

Otterz tracks labor, materials, equipment, subcontractors, and change orders for every project. You get accurate job-cost reports and real-time profitability dashboards to avoid overruns and protect margins.

Yes. Otterz manages AIA billing, percent-complete invoicing, retainage tracking, and payment applications — ensuring your cash flow stays predictable and compliant with industry standards.

We automate bank feeds, expense categorization, vendor bills, subcontractor payments, 1099 filings, payroll sync, job costing allocations, and monthly financial reporting — reducing manual work and errors.

Absolutely. Otterz integrates with major construction platforms such as Procore, Buildertrend, CoConstruct, and QuickBooks to keep financial data synced, accurate, and audit-ready.

Yes. Otterz manages sales tax, use tax, project-based tax rules, certified payroll requirements, and year-end compliance to ensure nothing is missed.

Otterz provides multi-state tax guidance, project-level reporting, inter-state compliance, and centralized financial visibility so you can manage all job sites from one dashboard.

Accelerate your Growth with Otterz